Instant Approval Credit Cards
With instant approval credit cards, you can apply online and receive
notice of your acceptance or denial within seconds after filling out
an online application for a credit card with instant credit decision. Certain circumstances
do occasionally arise in which more time will be needed to determine
if you are approved or not.
8 Instant Approval Credit Cards Available. Displaying Credit Card Offers 1 - 8:
American DreamCard(TM) MasterCard®
The first and only "POOLED REWARDS(TM)" credit card
You don't need to be a big spender to win big with this credit card
The American DreamCard is the credit card program that can make people rich!
Large monthly cash jackpots
Earn entries from everyday shopping!
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
As low as 14.99%*
See Terms*
N/A*
Fair Credit
Vision Premier(SM) Prepaid Visa® Card
$0 weekly fee & $0 activation fee – with direct deposit!
Guaranteed approval* with no credit check
Free unlimited purchase transactions, free direct deposit – no more check cashing fees, and free account alerts – email and/or SMS text messages
Pay any bill: rent, cellular phone, insurance, utilities, etc
Load cash at over 100,000 participating retail locations
Take Control - no late fees, no interest, no NSF fees
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK
Baby Phat Prepaid Visa® RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK
SilverCard Prepaid MasterCard®
Perfect card for Government/Benefits Checks recipients
$0 activation with rebate*
100% guaranteed approval*/no credit check
Free direct deposit of your pay or government check
Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
No overdraft fees or minimum balances
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK
READYdebit(TM) Card
READYdebit is simply the best prepaid Visa card on the Net!
100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now! – No deposits or prepayments required to get your card
FREE Direct Deposit! – stop paying to cash your paycheck
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK
Prepaid Visa® RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK
Wired Plastic(TM) Prepaid Visa® Card
New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Direct Deposit - Eliminate Check Cashing Fees
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK
AccountNow Prepaid Visa® Card
Build your credit with the new iAdvance loan option(SM)
Instant guaranteed approval* – no credit check, no security deposit
$0 activation fee – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free online check writing – no need for expensive money orders
This is a debit-card, not a credit card
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
N/A*
None*
N/A*
No Credit OK